Coquitlam Firefighters Local 1782
"eClaims" for extended health and dental claims
Feb 17, 2011
Claims for your vision care, physiotherapy, chiropractic, massage can now be submitted online in three easy steps.  Simply sign into your Caresnet account and select "submit eClaim" from the submit claim drop down menu at the top of the page.

PBC Reasonable and Customary Limits for paramedicals
Jun 18, 2013

Reasonable and customary limits are the range of usual fees for comparable medical services in a geographic area. If your provider charges more than the reasonable and customary limit, you will be responsible for paying the difference.

Download: Paramedical Coverage and Limits.pdf

Driver's medical + extended health benefits info
Jul 18, 2017

All members are reminded that we are eligible to claim the class 3 driver’s medical exam on our extended health plan, however, you will only be reimbursed @ 80%.  If you have not satisfied your $150 deductible it would be applied to that as well. (You might get nothing back.)  We are not covered for the class 3 “medical processing fee”. 

E-mail a copy of your receipt to and she will send you a letter to give to Blue Cross.

If your spouse/commonlaw has extended health benefis through their work then you can claim the unpaid portion on theirs.

Overview of current extended health and dental benefits
Jun 16, 2012

Download: Local_1782_s_Extended_health_and_dental_benefits.DOC

Out of Province/Country medical insurance coverage
Feb 07, 2011
To all members:

Recently I have fielded questions regarding our out of Province/Country medical insurance coverage.  After contacting Pacific Blue Cross today (604-419-2000)
,  I confirmed that we are covered for out of Province and out of Country medical expenses.

They do recommend getting additional coverage when you travel though, as any claim would affect your lifetime limit ($1,000,000) for all of your medical benefits.  They have dealt with claims upwards of $900,000 from plan members getting injured in the USA.  This would leave you with $100,000 minus any claims you have made to date for the rest of your employment with CFR.

If you decide to get additional insurance when you travel, ensure that it is "primary coverage" as cheaper policies are second to pay, and costs would be paid by Pacific Blue Cross first.

As we are part of a group policy we are entitled to a 20% discount on any additional coverage for travel insurance through Pacific Blue Cross.  I recently purchased one year of travel medical insurance for my family (2 adults & 1 child) for $89.60.  This provides us with $5,000,000 worth of coverage each with trips limited to no more than 15 days.  BCAA and other insurance providers as well as some Visa cards have similar policies.  I encourage all members to consider purchasing additional coverage when travelling.

Steve Farina

Page Last Updated: Feb 17, 2011 (19:25:36)
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